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Finding a Banker in Texoma

Finding a Banker in Texoma

If you’re in the market for real estate, you won’t get too far without a banker. A good banker will be your guiding hand through the mortgage process, whether you’re buying your first or your tenth home. Texoma is chock full of bankers, but there’s a huge difference between an average one and a great one.

Finding a mortgage is probably the least exciting part of purchasing a home, but it’s also not to be taken lightly. A small mistake in your mortgage could cost you thousands of dollars and set back your dream of mortgage-free living.

Here are some things you should think about before speaking with a potential banker about homeownership:

Decide on a fixed, variable, or hybrid interest rate

Depending on the interest rates you are offered, a different type of rate may work better for you. If you find an excellent rate and only foresee it increasing in the future, then the peace of mind of a fixed interest rate will probably work best. However, your banker will be able to help you weigh all your different options at the given time.

Compare rates

Interest rates vary from lender to lender, and can vary widely between banks and mortgage brokers. One percentage point makes a big difference in the overall cost of your loan, so you want to shop around. Don’t be afraid to get pre-qualified or check your eligibility with several bankers before making your final decision.

Choose a repayment term

In Texoma, you can choose a repayment term up to 30 years, and that’s the term that many people choose. However, depending on your income and down payment, consider choosing a shorter term. Even lowering your term by 5 to 10 years can shave thousands off of your total interest payment and will make you debt-free that much sooner. Talk to your banker about what you can afford.

If you’re having trouble deciding, here are three lenders that we recommend to our Texoma clients:

BANK2

TONYA ROBERTSON | Mortgage Loan Officer

Phone : 405.503.3149

Website : http://TRobertson.bank2.bank

CHOCTAW HOME FINANCE

Choctaw Home Finance

Phone : 580-326-7521

Website : http://www.choctawhomefinance.web-loans.com/

FIRST UNITED

Stacy Kastner

Phone : 405-542-7905

Website : https://skastner.firstunitedteam.com/

GATEWAY MORTGAGE GROUP, LLC

Brooke Fields

Phone : (580) 634-9226

Website : https://www.gatewayloan.com/loan_officers/brooke-fields/

GEMINI LENDING

Brian Harrold

Phone : (620) 870-2964

Website : https://www.geminifunding.net

GUILD MORTGAGE

David Jones

Phone :  (580) 920-1272

Website : https://branches.guildmortgage.com/ok/durant/david-jones-907-dddj.html

MOVEMENT MORTGAGE

Jason Stier

Phone : +1 (469) 340-6451

Website : https://movement.com/lo/jason-stier/

VISION BANK

Leeann Hodges

Phone : (580) 931-0808;6503

Website : https://www.visionbankok.com/about-us/locations/durant

 

Finding a Banker in Texoma

 

 

 

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